38 Balham Hill
London,
SW12 9EL

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buying residential property in balham

Decide What You Can Afford

Before you start hunting for that dream home, figure out how much house you can afford. Otherwise you'll end up frustrated and disappointed when you find the perfect home only to discover that you can't afford it. Get the financial information you'll need, now. For example, find out how large a mortgage you can comfortably handle, the size of the deposit you wish to put down on your new home. You can quickly and easily get the answers to these and other financial questions by contacting us. You may be surprised how some of the costs can be reduced when you compare mortgage rates across the wider market place.

When you are completing on your new home, besides your deposit, surveyor's fees and homeowner's insurance premiums, you'll also need money for certain other completion costs, that may include:

• Title insurance fee,

• Survey fees,

• Mortgage Arrangement fee,

• Solicitor's fees or escrow fees,

• Document preparation fee,

If cash is limited, some mortgage lenders will allow the seller to pay some or all of the completion costs and certain completion costs can often be added to the amount of the loan itself.

This is something to keep in mind when you're selecting a mortgage lender.